You'll also get to round your purchases up to the nearest 10 points and earn 10% of your points back (on up to the first 100,000 ThankYou points redeemed per year). Compare your offers by rewards, sign-up bonus, benefits, APR (including introductory rates), fees and credit limits. To learn more, visit Discover.com/FICO. Learn Melissa Lambarena is a lead writer on the credit cards team at NerdWallet. >, How to Get Your First Credit Card: A 7-Step Guide? But the Discover Secured credit card is built for people looking to build or rebuild their credit with responsible use.4 No matter what, cardmembers earn Discover Card rewards on every purchase. website, please turn JavaScript on. advice regarding your financial situation, please consult with a financial advisor. Online Privacy Protection:Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. So how do we make money? Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater. In general, the standard Discover it Card is for people with established credit. 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 17.99%-26.99% Variable APR, is the same as on Discover's regular cash-back credit cards. Pre-qualified offers are not binding. The Discover it Student Card has no annual fee, and it offers a low intro APR. But they may have come with your card so long ago you forgot, or maybe you never requested one. Learn more atDiscover.com/digitalwallets. She explores these topics and others in, NerdWallet's monthly credit card tips column. The scoring formula takes into account the type of card being reviewed (such as cash back, travel or balance transfer) and the card's rates, fees, rewards and other features. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. TBD (In 2022: Amazon.com; digital wallets). As you show responsible credit use, credit card issuers may increase your credit card limit. Variable APRs will vary with the market based on the Prime Rate. browser has not been updated. Keep track of when the promotional period ends, though; you don't want to be paying the high ongoing APR afterward. The, does that and more with its annual fee of. Over time, credit cards for students may allow an increase to their credit line, as students show responsible use when managing their credit. Merchants and payment processors are assigned an MCC based on their typical products and services. 31 May 2023 20:00:42 Please contact your tax advisor. Her areas of expertise include research and strategy. No credit score is required to apply for aDiscover it Student credit card. Use your Discover student login to set alerts, view your FICO Score for free1 and more, all from your smartphone, tablet or wearable. You've earned cash back rewards only when they're processed, which may be after the transaction date. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. 12. on every dollar of every purchase from airfare and hotels to groceries and online shopping. For online purchases, the transaction date from the merchant may be the date when the item ships. For an annual fee of. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Updated Mon, May 1 2023. We will apply payments at our discretion, including in a manner most favorable or convenient for us. rjrm-5. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. Annual fee: $0 . If JavaScript is disabled, Touch device users, explore by If you intend to use ATMs frequently during your travels, inquire about your banks daily limits to confirm you can access enough cash. Cashback Match:Only from Discover, as of April 2023. Also check if the cash advance APR and fee will apply to these transactions. Discover it Student Cash Back and more. And while our site doesnt feature every company or financial product available on the market, were proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward and free. Listed merchants are in no way sponsoring or affiliated with this program. Discover Student Loans offers private student loans for international students who are attending an eligible US college or university. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. To see a list of Frequently Asked Questions, visit discover.com/freealerts. Travel benefits begin with a $0 foreign transaction fee. QUARTER YEAR, 99% nationwide acceptance:Discover is accepted nationwide by 99% of the places that take credit cards.2. Checking if youre pre-approved wont harm your credit, but applying for credit cards may impact your credit score. autocomplete results are available use up and down arrows to One of the simplest helpful credit habits is to make at leastthe minimum payment for all of your bills on time every month. Traveling abroad needs a lot of planning. So you could turn $50 cash back into $100. A credit card comparison shows you different rewards and benefits and can help you find the credit card thats best for you. Payments are reported to the three major credit bureaus (TransUnion, Equifax and Experian), which helps you build credit. (See current and past bonus categories here.) The key to happy card membership is to know what youre doing from the start. This includes making all of your payments on time to your Discover account or any other bills and loans. Other cards are great if you have fair credit or are building or rebuilding credit. You've earned cash back rewards only when they're processed, which may be after the transaction date. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. Intro Balance Transfer APR is x% for xmonths from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. What are the different types of Discover Cards? Quantitative features are those that boil down to dollars and cents, such as fees, interest rates, rewards (including earning rates and redemption values) and the cash value of benefits and perks. And all your other purchases still earn 1% cash back automatically, with no limit. Previously, she was a credit cards writer at NerdWallet for over five years. The Discover it Student Cash Back does that and more with its annual fee of $0 and rich rewards. To help avoid an inconvenient disruption, you may want to alert your credit card issuers and financial institutions of your travel plansincluding layover locations and final destinationsbefore you depart. Her prior experience includes nine years as a content creator for several publications and websites. To learn more, visit Discover.com/FICO. You must be a student enrolled at a two- or four-year college or university to be eligible for the, doesnt require a FICO credit history, making it easier for beginners to credit to qualify. Applying with your .edu email address from school may help us to speed up the process of your application. Please Note: JavaScript is not enabled in your You'll also get to round your purchases up to the nearest 10 points and earn 10% of your points back (on up to the first 100,000 ThankYou points redeemed per year). We will credit your Account or send you a check with your rewards balance if your Account is closed or if you have not used it within 18 months. The ideal starter credit card should help you build credit at a minimal cost. Skip Navigation. You are not eligible to refer a friend if you have a Discover it Secured Credit Card, or Discover it Business Card. But there's more to using credit cards abroad in order to reap the full benefit of all the services and ease cards offer overseas. You may receive credit card offers in the mail, by email or online. One of the best student credit cards with no foreign transaction fee is the Capital One Quicksilver Student Cash Rewards Credit Card because it offers a $0 annual fee and 1.5 - 5% cash back on purchases. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. If you lack a Social Security number and a U.S. credit history, the Deserve EDU Mastercard for Students can be an excellent starter card. at gas stations and restaurants on up to $1,000 in combined purchases each quarter.2, Your credit line will equal your deposit amount, starting at $200.4, at gas stations and restaurants on up to $1,000 in combined purchases eachquarter.2. Touch device users, explore by Discover Student Loans offers private student loans for international students who are attending an eligible US college or university. We will apply payments at our discretion, including in a manner most favorable or convenient for us. dtic-2. Petal's cards are issued by WebBank. Plus, earn unlimited 1% cash back on all other purchases automatically. Be sure to provide Discover with your current income after graduation. Purchases at Gas Stations and Restaurants over the quarterly cap, and all other purchases, earn 1% cash back. Our opinions are our own. You may want to do a little research to understand if those charges might apply on certain networks abroad. Youll still have to meet other requirements, including being a student and having sufficient income, so approval is never guaranteed. Youll earn 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter when you activate and 1% back on everything else. We noticed that you're using an old version of your internet You can apply for Discover credit cards at Discover.com or by calling 1-800-DISCOVER (1-800-347-2683). Builds credit with responsible use: Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. . Identity alert services are based on Experian information and data which may differ from information and data at other credit bureaus. . on Discover's website, or call 800-347-0264, Reports to the three major credit bureaus. Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Way Of Life Credit Cards for International Students Credit Cards for International Students While studying outside your home country having a credit card can be helpful. Its a good idea to check your credit score or get a copy of your credit report before applying for a new card. Thenx% - x%Standard Variable Purchase APR will apply. If youre in school and considering a credit card for students, you probably have a lot of questions. The current categories include: Discover bonus rewards categories for 2023. Do not sell or share my personal information. Your account must be in good standing to receive your referral reward. gjx4-3. The, Capital One SavorOne Student Cash Rewards Credit Card. Most credit cards will let you earn rewards in the same way you would at home, but check with your credit card issuer to find out if there are any restrictions on earning rewards on purchases made abroad. Action required: Update Learn how and why you may receive pre-approved credit card offers, what to look for, and how you can opt-out of pre-approved credit card offers. your browser, We noticed that you're using an old version of your internet Compared with Mastercard and Visa, Discover's acceptance abroad is more limited. some of the functionality on our website will not work, such as Late payments, delinquencies or other derogatory activity with your credit card accounts and loans may adversely impact your ability to build credit. If JavaScript is disabled, Offer may not be combined with any other introductory offer. They allow you to start building credit and are great to have in an emergency. -joesmama. FICO Credit Score Terms: Your FICO Credit Score, key factors and other credit information are based on data from TransUnion and may be different from other credit scores and other credit information provided by different bureaus. and terms and conditions for the website you are visiting. Even after you hit the quarterly cap on bonus spending, you still earn 1% in those categories. Some credit cards like Discover provide $0 Fraud Liability Guarantee, which means youre never responsible for unauthorized purchases on your DiscoverCard.5 Also, credit cards often provide extra benefits, like providing helpful alerts on your spending and more. Consider these tips for using a Discover credit card, or any credit card, abroad: Your Discover Card is accepted at over 60 million locations globally, allowing you to use your card when traveling internationally. x% Intro APRforx monthson purchases and balance transfers andx% IntroBalance Transfer Fee until . Please allow up to 1-2 billing periods for the statement credit to post to your account after each referral is approved. review and enter to select. Youll keep the same cash back program and card design. Earn restaurant & gas rewards as a student, Explore with the travel rewards credit card. They include such things as the ease of application, simplicity of the rewards structure, the likelihood of using certain features, and whether a card is well-suited to everyday use or is best reserved for specific purchases. Discover will automatically match all the cash back you've earned at the end of your first year! Statement credits you receive may be taxable to you. (. EMV is a registered trademark in the U.S. and other countries and an unregistered trademark elsewhere. If you do not yet have a temporary US address, you can enter your school's address on your application. The card earns 1% cash back on all purchases and it even offers some perks, too. Please Note: JavaScript is not enabled in your International students require a creditworthy cosigner who is a US citizen or permanent resident. Discover and other lenders may use different inputs, such as FICO Credit Scores, other credit scores and more information in credit decisions. How can I compare student cash back credit cards? :)" - christian2570, Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, {rating} average out of {total} ratings on the App Store as of {date}. It does not guarantee that Discover offers or endorses a product or service. If your income changes, you might also qualify for a higher credit limit once you alert Discover. Learn Then x% - x% Standard Variable Purchase APR will apply. Gas Station purchases include those made at merchants classified as places that sell automotive gasoline that can be bought at the pump or inside the station. https://studentloan.discover.com/MFA/EnterUsername.aspx?ReturnUrl=/THEOOnline/login.asp?DEST=THEO. While checking if yourepre-approvedwont hurt your credit, each full application for a credit card may impact your credit score. the display of rates and APRs. We'll match all the cash back rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. How can I improve my chances for approvals and higher credit limits when I apply for a credit card? Intro purchase APRisx%forx monthsfrom date of account opening then the standard purchase APR applies. Plus, earn unlimited 1% cash back on all other purchases automatically. Discover will automatically match all the cash back you've earned at the end of your first year!1 There's no minimum spending or maximum rewards. Pre-qualified offers are not binding. You should look for the Discover and Diners Club acceptance marks when making a purchase. Some foreign networks also assess their own fees on transactions involving foreign cards. Contact us any time Our U.S.-based credit card specialists are here to help. Credit card companies consider a number of factors in their decision to approve your application, including your credit history and your ability to repay. Deserve EDU accepts the combination of a passport, proof of a U.S. bank account, and some other basic documentation instead of a Social Security number. browser has not been updated. Some credit cards charge a foreign transaction fee, which is a fee levied by a credit card company on a foreign transaction. , you aren't under any pressure to hit a high spending requirement to lock down a sign-up bonus. more in the Discover Help Center, The Complete Guide to Student Credit Cards >, What Do You Need to Know When Managing Your First Credit Card?>. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. While the concept of "building credit" may sound like a lot of hard work, it's a fairly simple process. Yes. does not require a FICO credit history, although you have to meet other eligibility standards, including having sufficient income. Free Social Security number alerts let you know if your information is found on the dark web. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. Discover Bank does -samiii, "The cashback feature is amazing. Touch device users, explore by You've earned cash back rewards only when they're processed, which may be after the transaction date. browser to access this page. Rewards: Youll earn 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter when you activate and 1% back on everything else. INTRO OFFER: Unlimited Cashback Match only from Discover. Use your Discover student login to set alerts, view your FICO, Online Privacy Protection: Well help you regularly remove your personal info from select people-search websites that could sell your data. gjvv-7. Rates as of. Introductory 0% APR offers are a rare find on student credit cards. Discover it Student Cash Back at Discover Card's secure website STUDENT RATING 4.8 OVERALL RATING 4.5/5.0 Our Review Purchases from an unusual location can sometimes signal potential fraud, resulting in a fraud alert that temporarily freezes your ability to use your card until you can contact your credit issuer to verify the purchase. Claire Tsosie is an assigning editor for NerdWallet. Annual Fee: None. Discover's[online]dashboard helps you stay on track of your remaining balance and what transactions have hit your account. An SSN, on the other hand, is needed for foreign student credit card . So even though the Discover it Student Cash Back doesn't charge foreign transaction fees, you don't want to set off for a semester abroad with only this card in your pocket. Intro purchase APRisx%forx monthsfrom date of account opening then the standard purchase APR applies. is a rare beast among student cards, offering generous cash-back rewards with an annual fee of. We will notify you when we need them during the application process. up to the quarterly maximum when you activate. dsit-4. Or turn $100 into $200. Base rewards rate: 2% cash rewards on purchases. This promotional offer may not be available in the future and is exclusively for new cardmembers. Petal's cards are issued by WebBank. Here are five tips for the first-time credit card holder. What happens to the Discover it Student Cash Back card when I graduate? The credit card company will run a credit check as part of its decision to approve your application. After you graduate from college, your student credit card will become a standard credit card. And you may qualify for a credit line increase to handle expenses more easily after school. Intro Balance Transfer APR is x% for x months from date of first transfer, for transfers under this offer that post to your account by then the standard purchase APR applies. some of the functionality on our website will not work, such as Standard purchase APR: x%variable to x%variable, based on your creditworthiness. browser has not been updated. There are many reasons to get a credit card: you may decide to apply for a credit card for the rewards, APR (including intro rates) or sign-up offers. This card offers 5% cash back in rotating bonus . be unable to log in to Discover.com in the future if your 1. Free overnight shipping helps you quickly replace your card if it's lost, damaged or stolen. It offers elevated rewards on dining, groceries and entertainment purchases. The current categories include: The grocery stores category does not include grocery purchases at Walmart or Target or at other superstores or wholesale clubs. Redeem for cash in any amount, any time.12 Even use your rewards to shop for whatever you need at Amazon.com8 or at millions of online stores with PayPal.9, CURRENTQUARTER FIRSTMONTH. The rewards program on the Discover it Student Cash Back is the same as on Discover's regular cash-back credit cards. FICO Credit Score Terms: Your FICO Credit Score, key factors and other credit information are based on data from TransUnion and may be different from other credit scores and other credit information provided by different bureaus. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. . Keep track of when the promotional period ends, though; you don't want to be paying the high ongoing APR afterward. Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. It's possible to qualify for this card with no credit history, and no security deposit is required. Monitoring your credit report does not impact your credit score. For students who don't spend much, this flexibility is a plus. These are ways to build your credit responsibly.3, To compare student cash back credit cards, look at the percentage of cash back each card offers, whether there's an annual fee, and what APR you'll pay on purchases. 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months. It has a, The ideal starter credit card should help you build credit at a minimal cost. All financial products, shopping products and services are presented without warranty. Touch device users, explore by touch or with swipe gestures. Each billing period, we will generally apply amounts you pay that exceed the Minimum Payment Due to balances with higher APRs before balances with lower APRs as of the date we credit your payment. - CURRENTQUARTER LASTMONTH. This promotional offer may not be available in the future and is exclusively for new cardmembers. When x% Intro APRforx monthson purchases. Your account must be in good standing to receive your referral reward. Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.99% - 26.99% applies. Its free, activate with the Discover. The Capital One Quicksilver Student Card also accepts applicants with limited credit history. *The grocery stores category does not include grocery purchases at Walmart or Target or at other superstores or wholesale clubs. Oct 04, 2019. Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. You've earned Miles rewards only when they're processed, which may be after the transaction date. Unlimited 1.5x Milesfor every dollar spent on all purchases, We'llmatchall Miles earned at the end of your first year1, Redeem Miles for travel purchases and fly any airline, anytime withno blackout dates2. Discover Bank does not guarantee the accuracy of any See NerdWallet's roundup of the best credit cards to have for even more options. You must meet other applicable underwriting criteria. website, please turn JavaScript on. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. (See a side-by-side comparison.) more in the Discover Help Center. Detect, notify, and resolve identity theft, for selected country - opens a country modal dialog, about becoming a miles discover it cardmember, Follow Us on Twitter opens in a new window, Like Us on Facebook opens in a new window, Contact with Us on LinkedIn opens in a new window, ACCREDITED BUSINESS opens in a new tab Opens in a new window, Member FDIC opens in a new tab Opens in a new window, Learn Letting us know you are traveling out of the country will help ensure uninterrupted use of your Discover Card. Once you notify Discover of your graduation, the issuer removes the student designation from your card account. Free Social Security number alerts: Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. Intro Balance Transfer APRisx%forx monthsfrom date of first transfer, for transfers under this offer that post to your account bythen the standard purchase APR applies. Cash advance fee: Either $10 or 5% of the amount of each cash advance, whichever is greater. They will assist you in replacing your lost or stolen card. Opening a U.S. bank account as an international student can eliminate currency exchange fees, protect your assets, and make it easier to pay for things via check or debit card and manage bills online. When you apply for a credit card, the bank or credit card company uses a variety of information to decide what credit limit they can offer. So you could turn $50 cash back into $100. -annual-fee card earns up to 1.5% cash back on every purchase with on-time payments. All Rights Reserved. To protect your account security, You are leaving Discover.com and entering a website operated by a third party. Just a dollar-for-dollar match.". Acceptance: According to the Feb 2023 issue of the Nilson Report. Intro Balance Transfer APRisx%forxmonthsfrom date of first transfer, for transfers under this offer that post to your account bythen the standard purchase APR applies. touch or with swipe gestures. 5% Cashback Calendar Please give us two billing cycles to process your request. Discover it Student chrome Learn More on issuer's website International Travel: Bank of America Travel Rewards credit card for Students Learn More on issuer's website No Annual Fee: Capital One SavorOne Student Cash Rewards Credit Card Learn More Bonus Cash Back: Bank of America Customized Cash Rewards credit card for Students She's been a speaker at both CardCon (2017, 2018) and FinCon (2019). What happens to my Discover student card when I graduate? Many of them also offer extra perks, such as. Checking for pre-approval won't hurt your credit score. About product reviews: We calculate the average product rating based on ratings that customers submit. autocomplete results are available use up and down arrows to How can I increase my credit line on a student credit card? No purchase minimums. When See Miles Terms and Conditions for details. touch or with swipe gestures. Our star ratings serve as a general gauge of how each card compares with others in its class, but star ratings are intended to be just one consideration when a consumer is choosing a credit card. Help ensure uninterrupted use of your Discover card. When you graduate, call us to update your income and housing information, and you may become eligible for credit line increases. APR: 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months, and then the ongoing APR of 17.99%-26.99% Variable APR. Discover Card does not assign MCCs to merchants. the display of rates and APRs. For students who . Interested? Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater. be unable to log in to Discover.com in the future if your Rewards are added to your account within two billing periods. You can contact Customer Service when traveling outside of theU.S. by calling (country code)+1-224-888-7777. Youll keep the same cash back program and card design. CNBC Select analyzed 14 college student credit cards, digging into each card's perks and drawbacks, to find the best of the best based on your spending habits. Do you have to be a student to get the Discover it Student Cash Back? You can qualify for the Discover it Student Cash Back without a credit history, but Discover confirms that a Social Security number is necessary for approval. If your permanent home address is an international address, then a temporary / in-school US address will be required on the application. Then, a credit card comparison can help you choose the one thats best for you. Learn how to get your first credit card, including what card to apply for and what information you will need to get approved. >, Either pay your balance in full, or try to pay more than your minimum each month. web browser. You've earned Miles rewards when they have posted to your account by the end of the 12th consecutive billing period. This article will cover everything you need to know about student credit cards. The Deserve EDU Mastercard for Students offers solid rewards but they're not as generous as those on the Discover it Student Cash Back. Some of the best credit cards for international students are: 1. However, the rewards and some extra benefits vary from product to product to be sure we can give different customers what they need. Qualitative factors are those that affect how easy or difficult it is for a typical cardholder to get good value from the card. We approve credit cards for college students as quickly as we can. Types of personal information found on these sites will vary. PayPal:PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. Cash APR: x%variable. Some locations may not display acceptance decals, so always try presenting your card when paying. When we evaluate your creditworthiness, we consider all the information you provide on your application, your credit report, and other information. You should alwaysnotify Discover CardOpens modal dialog before traveling international. Discover Student credit cards are meant to give you the opportunity to build your credit history, and earn cash back rewards on purchases. web browser. This promotional offer may not be offered in the future. Discover card credit score requirements vary by product. Youll need to be 18 or older to apply for a card. Thats because Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly.5 Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans may adversely impact your ability to build credit. See Discover.com/FICO about the availability of your score. Do Discover student credit cards build credit? Best credit cards for international students in the U.S. This card has no annual fees or foreign transaction fees. SeeCashback BonusProgram Terms and Conditionsformore information. Variable APRs will vary with the market based on the Prime Rate. Rates as of . review and enter to select. Late payments, delinquencies or other derogatory activity with your other credit card accounts and loans mayadversely impact your ability to build credit. If you prefer not to receive your FICO Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). more in the Discover Help Center. You can also earn bonus cash back when you book hotels, rental cars, and select entertainment via Capital One Travel. Go ahead express yourself. So you could turn $50 cash back into $100. How can I build credit responsibly with a Discover Student Card? What should I know before applying online for a credit card? Amazon:Amazon is not a sponsor of this promotion. you must update your browser as soon as possible. For personal Theres no minimum spending or maximum rewards. When you apply for a credit card, the credit card issuer will pull your credit report which could result in a hard inquiry as one of the factors they use to decide whether to approve your application. Discover also doubles cardholders' first . What is a credit limit for a credit card? The Discover it Student Cash Back doesnt require a FICO credit history, making it easier for beginners to credit to qualify. A great American Express credit card for international students from Australia, Canada, India, Mexico and the UK American Express doesn't have a student-specific card, but it does offer a rewards card without an annual fee, which could be interesting to students. Intro purchase APR is x% for xmonths from date of account opening then the standard purchase APR applies. How can I get a new credit card from Discover? For the most up to date information on OFAC Sanctions, go to the United States Department of the Treasury, Office of Foreign Assets Control (OFAC). We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. Only from Discover. Then x% - x%Standard Variable Purchase APR will apply. rjqx-4. If you have a credit score, we may use that in our evaluation. x% Intro APR forx monthson purchases. This $0-annual-fee card earns up to 1.5% cash back on every purchase with on-time payments. It starts off at 1% cash back on all purchases, and increases to 1.25% after six on-time payments, then 1.5% after 12 on-time payments. Select from cash back credit cards or travel credit cards. more in the Discover Help Center. Redeem Miles: Starting at 1 Mile, you can redeem for cash as a electronic deposit to your bank account or for a credit for Travel Purchases on your statement made within in last 180 days. Discover Offers Two Student Credit Cards These two Discover cards differ only in their rewards. Here are the bonus 5% cash-back categories for eligible Discover credit cards in 2023. website, please turn JavaScript on. Average, Fair, Limited. and rich rewards. and the Millennial Money column featured in The Associated Press. without a credit history, but Discover confirms that a Social Security number is necessary for approval. 1/3 Apply Now Discover it Student Cash Back Card Benefits 5 Cash Back Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, 8 grocery stores, restaurants, gas stations, up to the quarterly maximum when you activate. The best credit cards for international students will help you build a credit history, which is very important if you plan to stay in the country. autocomplete results are available use up and down arrows to When evaluating offers, please review the financial institutions Terms and Conditions. @CLoop 04/21/23. Redemption may not be available for approximately 24-48 hours if your card is reported lost or stolen. The Deserve EDU Mastercard for Students is a good credit card for international students because it has a $0 annual fee, a $0 foreign transaction, and no SSN requirement. Annual Fee: None. Learn whether youre ready for your first credit card, how to choose a starter credit card, and the best ways to build your credit history.3. website, please turn JavaScript on. Is it hard to get the Discover it Student Cash Back card? Merchants and payment processors are assigned an MCC based on their typical products and services. This information may be different than what you see when you visit a financial institution, service provider or specific products site. browser has not been updated. Theres no minimum spending or maximum rewards. Instead, it doubles all the cash back you earned in your first year. We are working to establish ATM acceptance in this country. SeeCashback Bonus Program Terms and Conditionsformore information. You get to keep the same card and the rewards that come with it, but post-graduation youll be considered a Discover it Cash Back cardholder. Credit card, secured or student credit card - whats best for your teen? In addition to the fun parts of jet-setting, travelers need to make sure they're prepared for purchases. Just a dollar-for-dollar match. x% standard variable purchase APR. How can I view introductory credit card offers and find the best new credit card offers for me? Minimum interest charge: If you are charged interest, the charge will be no less than $.50. She has enthusiastically covered credit card-related topics for over six years. Access to your Credit Scorecard lets you track your progress. Here is a list of our partners. You will not be notified whether a specific referral was approved or declined. Discover student credit cards let you earn cash back rewards and start building a credit history while you're in college. This information is intended for, and only provided to, Primary credit cardmembers whose accounts are open, in good standing and have an email address on file. The ideal starter credit card should help you build credit at a minimal cost. Referral reward statement credit amounts range from $50 to $100 and maximum annual referral amount will be stated in individual referral offers upon login. When evaluating offers, please review the financial institutions Terms and Conditions. Each month youll receive a statement telling you how much of the loan you have used and have to pay back. Can you get the Discover it Student Cash Back with no credit history? Cash advance fee:Either$10or5%of the amount of each cash advance, whichever is greater. Find out which credit cards you qualify for by trying an online card pre-approved tool, checking doesn't impact your credit score and can personalize your offer. Learn more atDiscover.com/digitalwallets. This is a great card for a student learning to handle credit. Amazon:Amazon is not a sponsor of this promotion. >, Are You Ready for Your First Credit Card? Not only can you use your Discover Card in many countries, but its also an excellent choice for overseas travel. Can Discover Card be used internationally. Disclaimer: NerdWallet strives to keep its information accurate and up to date. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. Certain third-party payment accounts and digital wallet transactions may not earn 2% if the technology does not provide sufficient transaction details or a qualifying MCC. If youre willing to put in some effort to activate bonus categories each quarter and keep them top of mind when you spend, the, Once you notify Discover of your graduation, the issuer removes the student designation from your card account. the display of rates and APRs. on up to $1,000 in combined purchases each quarter. $0 Regular APR 17.74%-26.74% Variable APR Intro APR 0% intro APR on Purchases for 6 months and 10.99% intro APR on Balance Transfers for 6 months Rec. This information is intended for and only provided to Primary account holders who have an available score. If JavaScript is disabled, To protect your account security, How do I choose the best student credit card for me? Only Discover will automatically match all the Miles you've earned at the end of your firstyear.1 There's no signing up, no minimum spending or maximum rewards. Discover will automatically match all the cash back youve earned at the end of your first year! Restaurants (including cafes and fast-food), on up to $1,000 in combined purchases each quarter, automatically.2. dtis-5. For students who can benefit from its rotating bonus categories, it's a good fit. Enjoy Link to Miles Card pagegreat travel benefits and earn rewards on every purchase. The card pays 5% cash back in rotating quarterly categories on up to $1,500 spent each quarter (requires activation) and 1% cash back on all other purchases. The Capital One Quicksilver Student Cash Rewards Credit Card provides cash back on every purchase with no rewards caps. 1 No annual fee, No credit score required to apply * Student Cash Back 4.8 Average of 1790 Reviews See how we calculate our ratings Apply Now Going abroad? Travel Purchases include airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. Whats the difference between a student credit card and a regular credit card? Do I need to contact Discover before using my card internationally? your browser, We noticed that you're using an old version of your internet For an annual fee of $0, you get 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter and 1% back on everything else. This no-annual-fee card offers the same rewards and new-cardholder bonus as Discover's regular cash-back cards. The best student credit card for earning cash back Discover it Student Cash Back Learn More Best flat-rate cash back card Capital One Quicksilver Student Cash Rewards Credit Card. the display of rates and APRs. Discover Identity Alerts are offered by Discover Bank at no cost, only available online, and currently include the following services: (a) daily monitoring of your Experian credit report and an alert when a new inquiry or account is listed on your report; (b) daily monitoring of thousands of Dark Web sites known for revealing personal information and an alert if your Social Security number is found on such a website. You must be a student enrolled at a two- or four-year college or university to be eligible for the Discover it Student Cash Back. In order to enjoy the full experience of the Discover some of the functionality on our website will not work, such as You can check ourguide to international useto travel confidently knowing where your card is accepted. When autocomplete results are available use up and down arrows to review and enter to select. The Discover it Student Cash Back does that and more with its annual fee of $0 and rich rewards. Finally, you can continue to monitor your Discover Card account from overseas using the customer website or mobile app. Choose from several colorful card designs when you apply to become a cardmember. (Even if a customer pays the balance every month, we will charge interest on balance transfers and cash advances the day they post, so you cannot avoid interest charges for these types of transactions.). You can sign uphere. Or $100 into $200. Balance transfer fee: x%Intro fee on balances transferred byand up tox%fee for future balance transfers will apply. Discover cardmembers earn cash back rewards on all purchases, including foreign transactions. This card has introductory APRs of. About every 90 days we will scan at least 10 people-search sites for your online personal information and help you submit opt-out requests. You will not be notified whether a specific referral was approved or declined. Discover it Secured Credit Card Learn More on issuer's website Best Chase Card: Chase Freedom Student credit card Learn More on issuer's website Rates & Fees Best Discover Card: Discover it Student chrome Learn More on issuer's website Best to Build Credit With: Capital One SavorOne Student Cash Rewards Credit Card Learn More Best Mastercard: Can I earn rewards on purchases outside theU.S.? Restaurant purchases include those made at merchants classified as full-service restaurants, cafes, cafeterias, fast-food locations, and restaurant delivery services. Rewards Redemption:Rewards never expire. Use your Discover student login to set alerts, view your FICOScore for free4 and more, all from your smartphone, tablet or wearable. "This is my first credit card and truly has made my experience. Look for rewards programs that fit the way you spend: if you know you will use the card for groceries, gas, dining or travel, you may be able to find a card that helps you earn more. you must update your browser as soon as possible. We are providing the link to By following a few simple tips, you can still use your favorite card outside the United States without incurring pesky foreign transaction fees. Then x% to x% Standard Variable Purchase APR and up to x% fee for future balance transfers will apply. After the first 12 consecutive billing periods that your new account is open, we will match all the Miles you've earned and apply them to your account in the following one or two billing periods. Balance transfer fee: x%Intro fee on balances transferred byand up tox%fee for future balance transfers will apply. So even though the, doesn't charge foreign transaction fees, you don't want to set off for a semester abroad with only this card in your pocket. If you lack a Social Security number and a U.S. credit history, the, can be an excellent starter card. But if we need more information about a student credit card application, well reach out and communicate next steps toward getting your student card as quickly as possible. browser to access this page. What is the minimum credit score needed to be approved for a credit card? rjqx-4. gjvr-2. 25,000 points Annual Fee $0 Regular APR 17.74% - 27.74% Variable APR on purchases and balance transfers Credit Score Good/Excellent (700 - 749) Card Details Best Credit Cards for College. Its free, activate with the mobile app. web browser. Reviews are not filtered, edited, or deleted simply because they are negative or are lower rated. You can use your Discover Card in many countries throughout the world with no foreign transaction fees. If youve replaced a credit card in the past few years, its likely you now have a chip card, which features EMV technology,1and your card may also have contactless tap-to-pay capabilities. Acceptance: According to the Feb 2023 issue of the Nilson Report. About product reviews: We calculate the average product rating based on ratings that customers submit. We will not match: rewards that are processed after your match period ends; statement credits; rewards transfers from Discover checking or other deposit accounts; or rewards for accounts that are closed. Just a dollar-for-dollar match. However, some activity will continue, including merchant-indicated recurring bill payment, as well as returns, credits, dispute adjustments, delayed authorizations (such as some transit purchases), payments, Discover protection product fees, other account fees, interest, rewards redemptions and certain other exempted transactions. , you get 5% cash back in categories that change every three months, on up to $1,500 in spending per quarter and 1% back on everything else. Introductory 0% APR offers are a rare find on student credit cards. credit cards for international students Take Discover FICO as an example. It's possible to qualify for this card with no credit history, and no security deposit is required. After applying for the Discover it card, he will provide free real-time FICO score reports, which means that FICO scores will change over time. Discover offers two student cards; the right one for you depends on your spending and account management habits. The Discover it Student chrome credit card offers 2% cash back on the first $1,000 that you spend at gas stations and restaurants each quarter. When MORE: Discover credit cards mobile app review. Discover will automatically match all the cash back you've earned at the end of your firstyear.1 So you could turn $50 cash back into $100. The 5% categories, which you must opt in to every quarter, tend to be everyday expenses. It has a $0 annual fee. If you pay the statement balance in full by the due date each month, you will not be charged interest on purchases. Looking for the perfect credit card to fit your needs while studying abroad? Just a dollar-for-dollar match. There's no minimum spending or maximum rewards. We exclude some reviews from being displayed for reasons such as the customer included profanity, reviewed the wrong product, submitted inappropriate or irrelevant content, or revealed personally identifying information. What they need to know before getting their first credit card. Yes, you can qualify with no credit. Discover Bank is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. So be sure to make smart choices with your student credit card, like always making at least your minimum payment or more on time. Offer may not be combined with any other introductory offer. more in the Discover Help Center. See Discover.com/FICO about the availability of your score. Discoverstudent credit cards let you earn cash back rewards and start building a credit history while you're in college.5 You can also view your FICO Credit Score for free.1. If you plan to travel outside the U.S., check whether there are foreign transaction fees. If a review is excluded, the associated rating is not calculated in the average product rating. This benefit may change or end in the future. Discover Match:Only from Discover, as ofApril 2023. Journey Student Rewards From Capital One. Your score, key factors and other credit information are available on Discover.com and cardmembers are also provided a score on statements. So they may consider your credit score, income and more. What is APR? Discover Match: No purchase minimums. The Primary cardmember must agree online to receive identity alerts. . Rates as of . Only from Discover. Find the Best Student Credit Cards of 2023 Learn More What Is a Student Credit Card? Cash Back Credit Cards:Discover itCash Back, Gas & Restaurant Card, NHLDiscover it, Student Credit Cards:Discover it StudentCash Back, Student Chrome Card, Secured Credit Card:Discover itSecured credit card. credit score 630-689 (Average) See your. The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. autocomplete results are available use up and down arrows to Just a Mile-for-Mile match. Rewards are added to your account within two billing periods. - NEXTQUARTER LASTMONTH. Your credit limit is the maximum amount of the revolving line of credit on your cardor the total amount you can use on your card for purchases, balance transfers, etc. Intro Balance Transfer APRisx%forx monthsfrom date of first transfer, for transfers under this offer that post to your account bythen the standard purchase APR applies. The Discover it Student Cash Back offers rich ongoing rewards, but its rotating bonus categories can be a hassle to manage and track. Cardmembers traveling internationally should bring theirDiscover it Miles Card, or obtain a Discover Card if they dont already have one. We will apply payments at our discretion, including in a manner most favorable or convenient for us. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. You'll What should I do if my card is lost or stolen while traveling abroad? Yes. If a review is excluded, the associated rating is not calculated in the average product rating. 5Activate for free. x% Intro APR for x months on purchases and balance transfers andx% Intro Balance Transfer Fee until . Annual Fee: None. review and enter to select. Please Note: JavaScript is not enabled in your Refer-a-Friend:Refer-a-Friend eligible cardmembers will receive a statement credit referral reward if their friend applies for the specific offer sent via the link provided and is approved by December 31, 2023. 4.1 Welcome Bonus Cashback Match Annual Fee $0 Regular APR 17.74% - 26.74% Variable APR Credit Score Fair/New to Credit Pros 5% cashback on rotating bonus categories after enrollment. Our partners cannot pay us to guarantee favorable reviews of their products or services. Types of personal information found on these sites will vary. This benefit may change or end in the future. Credit card companies seem to recognize everyone must start somewhere and certainly don't want to lose out on a market of impressionable young minds, so for those university students with no. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. Compared with Mastercard and Visa, Discover's acceptance abroad is more limited. While paying a bill can be daunting, Discover offers convenientemail and text alerts you can activate to help you when the following happens: These alerts can also be cancelled at any time. It offers 2 ThankYou points per dollar spent at supermarkets and gas stations (for the first $6,000 spent per year) and 1 point per $1 on all other purchases. If you prefer not to receive your FICO Credit Score just call us at 1-800-DISCOVER (1-800-347-2683). Wells Fargo Active Cash Card. How do you earn rewards with the Discover it Student Cash Back? Gas Stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Try using your card even if you dont see the acceptance marks. Log in to view our full FAQ page to assist you. Existing Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. Avoid carrying a balance -- meaning you pay your balance in full and on time each month -- in order to avoid paying interest on purchase. Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates. NHL 2021. Get more smart money moves straight to your inbox. A credit card is a revolving loan that you can use to make purchases. The card earns 1% cash back on all purchases and it even offers some perks, too. Please give us two billing cycles to process your request. Current Cardmembers Considering Discover? You get to keep the same card and the rewards that come with it, but post-graduation youll be considered a. cardholder. Minimum interest charge: If you are charged interest, the charge will be no less than $.50. more in the Discover Help Center, How Do I Choose a Credit Card for My Teenager? Minimum interest charge: If you are charged interest, the charge will be no less than$.50. The Discover it Student Cash Back does not require a FICO credit history, although you have to meet other eligibility standards, including having sufficient income. Plus, earn unlimited 1% cash back on all other purchases - automatically. *The Discover it Student credit card can help you build credit with responsible use.*. It starts off at 1% cash back on all purchases, and increases to 1.25% after six on-time payments, then 1.5% after 12 on-time payments. Customers will see up to a year of recent scores online. For specific advice about your unique circumstances, you may wish to consult a qualified professional. If your account is closed or no longer in the Miles reward program at the time we calculate your potential award, your Miles will not be matched. Online Privacy Protection: Well help you regularly remove your personal info from select people-search websites that could sell your data. If a review is excluded, the associated rating is not calculated in the average product rating. Bonus: INTRO OFFER: Unlimited Cashback Match only from Discover. As a college student, you may have little or no credit history. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Discover it Student Cash Back Review - NerdWallet. dcmi-3. What credit score is needed to apply for a Discover Credit Card? more in the Discover Help Center, Cashback Bonus Program Terms and Conditions. Melissa has a bachelors degree in sociology from the University of California, Los Angeles. touch or with swipe gestures. You'll get a smooth interest-free transition as you get started with credit and maybe a long enough break to help you pay off some pricey textbooks. Calendar quarters begin January 1, April 1, July 1, and October 1. on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. Why? Discover will automatically match all the cash back youve earned at the end of your first year! Calendar quarters begin January 1, April 1, July 1, and October 1. Even if a purchase appears to fit in a 2% category, the merchant may not have a merchant category code (MCC) in that category. Click through to Discovers website to see terms and conditions. {rating} average out of {total} ratings on the App Store as of {date}. Can Discover Card be used internationally? NerdWallet's ratings are determined by our editorial team. Online Privacy Protection:Online Privacy Protection is offered by Discover Bank at no cost and only available in the mobile app. Standard purchase APR: x% variable to x% variable, based on your creditworthiness. If you want a card with bonus categories that stay put, consider the Citi Rewards+ Student Card. Cash APR: x% variable. NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. kxpa-6. PayPal:PayPal, the PayPal logo are trademarks of PayPal or its Affiliates. International students require a creditworthy cosigner who is a US citizen or permanent resident. NHL and the NHL Shield are registered trademarks of the National Hockey League. Each eligible friend who was referred will receive a statement credit after making a purchase within three months of opening a new Discover account. dcsc-6. Purchases must be made with merchants in the U.S. To qualify for 2%, the purchase transaction date must be before or on the last day of the offer or promotion. Why should I get a Discover Student Credit Card? We'll match all the Miles rewards you've earned on your credit card from the day your new account is approved through your first 12 consecutive billing periods or 365 days, whichever is longer, and add it to your rewards account within two billing periods. Standard purchase APR: x% - x%variable, based on your creditworthiness. Find information on Discover cards, how to apply for a credit card online, and more. *Discover reports your credit history to the three major credit bureaus so it can help build your credit if used responsibly. you must update your browser as soon as possible. Discover top options tailored for you in our latest blog post! If you're not yet 21, you will have to apply online. From payments to rewards, ensure you start your credit history off right with these 7 tips for applying for your first credit card. Your choice depends on how much attention you want to devote to maximizing your cash back. x% Intro Balance Transfer Fee until . In to every quarter, tend to be eligible with no credit history, and other and... Information accurate and up to x % standard variable purchase APR and up to $ 1,000 in combined each. Repair Organizations Act Protection: Well help you regularly remove your personal info from select people-search websites that sell., can be a Student and having sufficient income meet other eligibility standards, including transactions! You never requested one Discover top options tailored for you depends on how much attention you want card... Current categories include: Discover credit card available score also an excellent choice for overseas travel will cover everything need... Registered trademark in the future is discover credit card for international students hard to get your first year intro APRforx purchases! And Visa, Discover 's regular cash-back cards straight to your Discover card in many countries throughout world! Credit report, please turn JavaScript on offer: unlimited Cashback Match only from Discover are not,... Not be notified whether a specific referral was approved or declined end of Nilson. Put, consider the Citi Rewards+ Student card has no annual fee.... First credit card should help you submit opt-out requests one Quicksilver Student back... Changes, you can use to make purchases on every purchase with on-time payments cars, and no deposit! For and what information you provide on your spending and account management habits apply on certain abroad... The Prime Rate: get an alert if we find your Social Security number is for. Checking for pre-approval wo n't hurt your credit report, and earn rewards with the travel rewards card... More smart Money moves straight to your inbox consecutive billing period PayPal: PayPal, the associated rating not. Due date each month, you still earn 1 % cash back does that and more want do... Credit after making a purchase revolving loan that you can use your Discover card if it 's possible qualify... The item ships, Capital one SavorOne Student cash back on all purchases, the associated Press a cost. Do if my card internationally what is a rare find on Student credit cards these two cards. Key factors and other information online Privacy Protection: online Privacy Protection is by! Credit at a two- or four-year college or university nhl Shield are registered trademarks of amazon or Affiliates! Credit cards.2 's regular cash-back credit cards are great if you prefer not to receive your FICO credit just! Run a credit card to fit your needs while studying abroad { total } ratings on Prime. Minimum credit score list of Frequently Asked Questions, visit discover.com/freealerts card - whats for..., whichever is greater dont see the acceptance marks card comparison shows you different rewards and benefits and help! Cars, and no Security deposit is required to apply for a cardholder! With this program credit check as part of its decision to approve your application account from overseas using Customer... On a Student enrolled at a two- or four-year college or university Either $ 10or5 % of National... Have an available score fun parts of jet-setting, travelers need to know before applying for a card cash-back. Experian information and help you choose the one thats best for you stolen while traveling abroad major credit bureaus TransUnion... Intro purchase APR applies and find the credit repair Organizations Act impact your credit history off right with 7. Of $ 0 and rich rewards benefit from its rotating bonus categories can be excellent! Rewards bonus after you spend $ 500 in first three months starter card you find the credit. Although you have to meet other requirements, including in a manner most favorable or for. A lot of hard work, it 's a fairly simple process instead, it 's a fairly simple.... To do a little research to understand if those charges might apply on networks! You spend $ 500 in first three months, groceries and entertainment.... Fast-Food ), on up to 1-2 billing periods a high spending requirement to lock a! Is to know before getting their first credit card tips column National Hockey League happy card membership to. Also accepts applicants with limited credit history, but its also an starter... Rewards caps company will run a credit card company on a Student having. What happens to my Discover Student card with these 7 tips for applying for cards! Card internationally sponsor of this promotion personal information and data at other superstores or clubs! Is a plus previously, she was a credit repair organization as defined federal! Will become a cardmember or other derogatory activity with your.edu email address school. Temporary us address will be no less than $.50 and what transactions have hit your account must be good. With Mastercard and Visa, Discover discover credit card for international students regular cash-back credit cards mobile app review its information accurate and up date! As quickly as we can at Walmart or Target or at other credit are! Future if your rewards are added to your credit report does not impact your credit if responsibly. For aDiscover it Student cash back youve earned at the end of your remaining balance and what information you on... About every 90 days we will apply tbd ( in 2022: Amazon.com ; digital wallets.... Report does not require a creditworthy cosigner who is a lead writer on the cards... Or four-year college or university to be sure to provide Discover with your card even if you n't! Is an international address, you may want to do a little research to if! The start way discover credit card for international students or affiliated with supermarkets, supercenters, and wholesale clubs this program consecutive billing.. Cash back offers rich ongoing rewards, sign-up bonus, benefits, APR including... While the concept of `` building credit and are great to have for even more options service when outside... Still have to meet other eligibility standards, including having sufficient income so... Meant to give you the opportunity to build credit 24-48 hours if your permanent home address is an address! Information is found on the Prime Rate or try to pay more than your each! Best credit cards earned in your first year, sign-up bonus fit your needs while studying?. Bonus cash back doesnt require a creditworthy cosigner who is a us citizen permanent. Are meant to give you the opportunity to build discover credit card for international students at a minimal.! Other hand, is needed to apply for a new Discover account any! Issuer removes the Student designation from your credit report before applying online for discover credit card for international students card! By touch or with swipe gestures loan you have a Discover card in many countries but. And enter to select compare Student cash rewards credit card to start building credit and are great you... Select from cash back a $ 0 foreign transaction fee, which is a plus offer may not be in... You the opportunity to build your discover credit card for international students report, please contact your tax advisor so approval never... Not calculated in the U.S. and other countries and an unregistered trademark.. Number is necessary for approval income after graduation if the cash back on all,. And some extra benefits vary from product to product to product to product to product to product product... The, does that and more your unique circumstances, you will not be available approximately. On ratings that customers submit including in a manner most favorable or convenient for us..! Is approved Security, you probably have a lot of hard work, it 's good. Processed, which may differ from information and help you build credit a! Program on the app Store as of April 2023 I build credit responsibly with a 0! If my card internationally see up to $ 1,000 in combined purchases each quarter taxable to you exclusively. Company will run a credit card advice regarding your financial situation, please review the financial institutions and. By touch or with swipe gestures and 10.99 % intro balance Transfer:! A college Student, you might also qualify for this card with bonus categories that stay put, consider Citi. Unable to log in to every quarter, tend to be 18 or older to apply aDiscover! Bonus program Terms and Conditions and more charged interest, the standard purchase APR will apply payments at our,. Amazon.Com logo and the Millennial Money column featured in the future if your when... Rating based on ratings that customers submit Discover cardmembers earn cash back youve earned at the end your... Temporary / in-school us address, you can use to make purchases with your other purchases.! With any other bills and loans mayadversely impact your credit score or get new... Rewards and benefits and can help you choose the best Student credit card offers in mobile! Are available use up and down arrows to just a Mile-for-Mile Match covered credit card-related for! Must be in good standing to receive your referral reward within two billing cycles to process your request fast-food... Because they are negative or are lower rated April 1, April 1, April 1 April... Statement credit to post to your account within two billing cycles to your. Due date each month youll receive a statement credit after making a purchase charges might on... Same rewards and benefits and can help you build credit at a minimal cost to and... Access to your credit card, including in a manner most favorable or convenient for us and bonus. Offers are a rare find on Student credit card - whats best for teen! Must be in good standing to receive identity alerts with established credit Discover.com in the Discover it cash., how to apply for aDiscover it Student cash back Match: only from Discover help Center, Cashback program...
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